Home Loan Options for Australian Expats

Sometime you can call a bank and they don't know their own expat policy - but we do!

with skype, email and telephone we can provide you with complete mortgage broker services

It doesn't matter if your looking at Brisbane, Balmain or Bellingen - we cover the whole country.

All types of security, all locations

CBD apartments or beachside retreat, we have loans to suit

Professional Mortgage Broker in Australia

Investors Curtailed

The regulators APRA and ASIC have imposed restrictions on investment lending in order to try and take some heat out of the Sydney market. Foreign income is being heavily discounted by the majors. Most lenders can't get the LMI they need to lend over 70% for expats, however we have some lenders who can do 80% although this changes almost daily - so anything you were told last week may be out of date.

Don't be led down the garden path

Most lenders don't have important customers they have important shareholders. Don't just take the first deal that you are offered - there is nearly always a better deal, easier policy or faster process and it is our job to know who has what

Investment or returning home

Investment lending has been turned on its head by strict changes to prudential regulations. This is in reaction to the over-heated Sydney and Melbourne property markets. While these changes don't specifically target expats, by definition most expats are looking for investment property. However returning home to Australia has its own issues and these are often unexpected so it is very important that you get good advice before you consider an application.

Contact Us

You can call us on 1300 852 900 or +61 3 90210984 or skype andrew.keychange or use our contact form. Normal hours are 10am to 7pm AEST however we can be available outside these hours by arrangement.
We have over 17 years experience with Aussie expat clients in the UK, Europe, Middle East, South East Asia, China and Japan - in fact all over the world. While to large extent you are treated the same as Australian residents there are many small but very important snags that can sink your application. That is why it is so important to deal with a mortgage broker who has lots of experience with expat lending.
We have a range of over 25 lenders including major banks however there are only around 10 that give serious consideration to expats. Luckily there are some very good deals and great service coming from some these lenders.